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Low Introductory Rate Credit Cards

Discover® Platinum Card

No other card rewards you like the Discover® Platinum Card. Enjoy a 0% Introductory APR* and pay no annual fee. Plus, with America’s #1 Credit Card Rewards program you’ll earn 5% Cashback Bonus® on Get More Program purchases throughout the year and Up to 1% Cashback Bonus® on all your other purchases.

APPLY NOW! It's fast, easy and secure.

Discover® Card is also available as Discover® Platinum American Flag Card*, Discover® Platinum Clear* Card, Discover® Platinum Wildlife Card*, and Discover® Titanium Card*.

* This online application is subject to the terms and conditions as described in the Important Information Section of the application.

Free Cash Rewards Platinum Visa® Card

Get the reward that everyone can use: free cash. The Free Cash Rewards Platinum Visa® Card makes it that simple. Use the card for everyday purchases and watch your free cash add up. The more you spend, the more you get back!

Card Highlights: 1,000 Bonus Points**. Earn 1 point for every $1 in card purchases and interest. Accrue 2500 points and receive a $25 check or a $25 gift certificate from many leading national merchants. Your statement shows your points total, making it easy to see how much you've earned.

Intro 0% Fixed APR for up to 12 months*. No Annual Fee. Visa Platinum Benefits.

For 2500 points you can receive a $25 Gift Certificate to Banana Republic, Bennigans, Best Buy, Blockbuster, Chili's, Crate and Barrel, Eddie Bauer etc. For 5000 points you can receive a $50 Gift Certificate to Bloomingdales, Coach®, Gap, Home Depot, Lands' End®, Office Depot etc.

American Express Cash Rebate Card

Earn up to 5% cash back. The cash back percentage is determined based on your yearly purchases. For purchases from $0 - $2000 get 0.50% cash back, from $2001 - $6000 get 1% cash back, $6001 and above get 3% cash back. If you carry a balance get an additional 2% added to your cash back level. Rebates paid yearly. No Annual Fee. Credit Line upto $100,000. The introductory rate is as low as 0% APR for 6 months on purchases and as low as 5.99% APR for balance transfers. The Annual Percentage Rate after the introductory period of 6 months is as low as 8.99%.

Blue from American Express

This card offers a 0% introductory rate for 15 months on Purchases with a low 3.99% fixed rate on Balance Transfers untill the balance transfer amount is paid off. After the introductory period this card offers a Fixed APR as low as 7.99% . There is no Annual Fee. Get Online Statements that download into Quicken® and Microsoft® Money. Check your bill online and see both billed and unbilled charges, as well as pay your bill online. Register for the BlueLootSM Rewards Program and earn BlueLootSM Points toward great rewards for virtually every dollar spent. Points earned on Purchases can be redeemed for brand name merchandise, travel, gift certificates etc. American Express Online WalletSM - makes online purchases more convenient and secure.

Pulaski Bank Platinum ®

If you're currently using a high interest rate card, you could save hundreds of dollars by switching to the card that gives you one of the lowest rates in the nation, a Pulaski Bank MasterCard® or VISA® Card. Fixed Low Rate, Best Credit Card Rate in the Country, and No Fee Balance Transfers.

Pulaski Bank offers a 0% APR for balance transfers only for 6 billing periods from the posting date of the balance transfer check. This rate applies only to balance transfers processed within three months of your account open date. Note! Since Pulaski's rates are so attractive, you must have an excellent credit rating/history to qualify for this card. No balance transfer fees. When the six billing periods have expired, the regular balance transfer/cash advance fixed rate is 7.99%. The purchase APR is a fixed rate of 7.99%*. Secure online application. Offers gold card (MasterCard) and classic cards (Visa or MasterCard). Annual fees are $35.00 for the Visa Classic or Standard MasterCard and $50.00 for the Gold MasterCard. Credit limits from $1,000 up to $10,000.

Orchard Bank CreditCard

The Orchard Bank credit card program offers credit to those with little or damaged credit. Orchard Bank has helped millions of people obtain credit who may not have traditionally qualified for a credit card. Orchard Bank is reputed for outstanding customer service, modest fees and a focus on credit education. Orchard Bank credit cards are highly regarded by its card members. With a unique approach of educating customers on all aspects of obtaining and managing credit, Orchard Bank continues today as a leader in the under-served credit industry.

Below are just a few of the many benefits available to card members - Low Annual Fees, Competitive APRs, Periodic Credit Line Increase Reviews, Online Account Access 24 Hours a Day, Protection against Unauthorised Use, and Complimentary Online Bill Pay. Apply online and get your credit card today !

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